easyPROTECT Home published on 21.03.2024
Assess the value of your furniture and protect what truly matters !
  • Your home is much more than just a physical place - it's the sanctuary of your memories, your daily life, and your precious belongings. Let's therefore emphasize the crucial importance of updating your home insurance, paying particular attention to the value of your furniture and belongings.

    Furniture: an essential decryption

    In insurance, furniture encompasses all the furnishings in your home, owned by members of your family. In addition to furniture, this category notably includes your fitted kitchen, appliances, decorative items, clothing, and high-tech devices...

    Constant evolutions

    The value of your belongings changes over time. That comfortable sofa you've had for years, the latest high-tech television, or the collection of artworks you recently acquired - all these elements contribute to the wealth of your home. Yet, how many of us think to adjust the insured sum based on these changes?

    Underinsurance: an underestimated risk

    Imagine for a moment that an unforeseen disaster occurs - a fire, a flood, or even theft. The last thing you want to discover at that moment is that the insured sum for your furniture does not cover its current value. Underinsurance can lead to significant financial losses and unnecessary hassles.

    The power of foresight

    The good news? You have the power to foresee! By regularly reassessing the value of your furniture in your home insurance policy, you ensure that your protection stays up to date. It's a simple but vital investment in the security of your home.

    Some practical advice

    • Precise inventory: Take the time to compile a detailed inventory of your belongings, including recent acquisitions. It is advisable to review your insured furniture sum every 2 to 3 years.
       
    • Life changes: Significant events, such as the arrival of a new family member or moving in with your partner, often warrant a review of your coverage.
       
    • Expert consultation: Your LALUX agent is there to guide you throughout the process. Feel free to contact them!
       

    The key to up-to-date protection

    Your peace of mind is priceless. Ensure that the value of your furniture is accurately reflected in your home insurance policy. It's the guarantee of effective protection for what truly matters - your home.

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