Customers/Insurances/Auto/Formulas

Formulas

Preferred choice of 78% of our customers

Compare the 3 formulas

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Security
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Comfort
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Performance
COVERS
CIVIL LIABILITY AUTO
DEFENCE AND RECOURSE
TOP ASSISTANCE
Remplacement vehicle
FIRE AND GLASS BREAKAGE PACK
Option
THEFT, FORCES OF NATURE AND COLLISION WITH STRAY ANIMAL PACK
Option
TOTAL LOSS
Option
Damage to vehicle (CASCO)
Option
Joker CASCO
Option
No penalty (malus) in case of a CASCO claim
OPTIONAL COVERS
LALUX Taxi
Option
Option
Specific protection for hybrid and electric vehicles
Option
Option
Option
Replacement value for three years
Option
Option
Option
Purchase value of used vehicle
Option
Option
Option
DRIVER PROTECTION
Option
Option
Option
LUGGAGE AND PERSONAL EFFECTS
Option
Option
Option
Comprehensive Auto Legal Protection
Option
Option
Option
COVERS
CIVIL LIABILITY AUTO
Civil Liability Auto
DEFENCE AND RECOURSE
Defence and recourse
TOP ASSISTANCE
Towing following breakdown, accident or theft (7 days a week, 24 hours a day)
Repatriation of the vehicle and/or occupants
REPLACEMENT VEHICLE (days max.)
In the event of glass breakage
0 (+2)
2 days
2 days
In the event of a breakdown
5 days
5 days
5 days
In the event of an accident
5 days (+10)
15 days
15 days
In the event of total loss
5 days (+30)
35 days
35 days
In the event of theft
30 days (+30)
60 days
60 days
In Security, optional extensions (+) are available if you subscribe to both packs
FIRE AND GLASS BREAKAGE PACK
FIRE
Option
GLASS BREAKAGE
Option
Repair or replacement of windshield, sunshades, sunroof, mirrors, headlights
Option
THEFT, FORCES OF NATURE AND COLLISION WITH STRAY ANIMAL PACK
THEFT
Option
Electronic key tampering or hacking
Option
Carjacking, Homejacking
Option
Replacement of wheels, tyres, hubcaps
Option
Replacement of keys and locks, repair of the anti-theft system
Option
FORCES OF NATURE
Option
COLLISION WITH A STRAY ANIMAL
Option
TOTAL LOSS
Total loss
Option
DAMAGE TO THE VEHICLE (CASCO)
Material damage in the event of an accident or vandalism
Option
Direct handling of the repair invoice
Option
No deductibles
Repair of the airbag and the damage caused directly by it
Contribution to the cost of engine repair in the event of incorrect fuelling
Tyre damage, even in the event of vandalism
Repairing damage caused by rodents
Car hire: reimbursement of excess (€ 2000)
Joker if no Casco claims over 3 years
Option
Bonus protection following a Casco claim
Repair plus
OPTIONAL COVERS
LALUX Taxi
3 taxi rides home if unable to drive
Option
Option
PROTECTION FOR HYBRID OR ELECTRIC VEHICLES
Battery diagnosis, decontamination and recycling
Option
Option
Option
REPLACEMENT VALUE FOR THREE YEARS
Replacement value for three years
Option
Option
Option
PURCHASE VALUE OF USED VEHICLE
Purchase value of used vehicle
Option
Option
Option
DRIVER PROTECTION
Accident cover (Death, Disability, Medical expenses)
Option
Option
Option
Driver's Guarantee
Option
Option
Option
LUGGAGE AND PERSONAL EFFECTS
Luggage rack, child seat, roof box contents, smartphone, satnav/GPS and personal items
Option
Option
Option
COMPREHENSIVE AUTO LEGAL PROTECTION
Comprehensive Auto Legal Protection
Option
Option
Option
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Compare the 3 formulas

icon
Security
COVERS
CIVIL LIABILITY AUTO
DEFENCE AND RECOURSE
TOP ASSISTANCE
Remplacement vehicle
FIRE AND GLASS BREAKAGE PACK
Option
THEFT, FORCES OF NATURE AND COLLISION WITH STRAY ANIMAL PACK
Option
TOTAL LOSS
Option
Damage to vehicle (CASCO)
Option
Joker CASCO
Option
No penalty (malus) in case of a CASCO claim
OPTIONAL COVERS
LALUX Taxi
Option
Specific protection for hybrid and electric vehicles
Option
Replacement value for three years
Option
Purchase value of used vehicle
Option
DRIVER PROTECTION
Option
LUGGAGE AND PERSONAL EFFECTS
Option
Comprehensive Auto Legal Protection
Option
COVERS
CIVIL LIABILITY AUTO
Civil Liability Auto
DEFENCE AND RECOURSE
Defence and recourse
TOP ASSISTANCE
Towing following breakdown, accident or theft (7 days a week, 24 hours a day)
Repatriation of the vehicle and/or occupants
REPLACEMENT VEHICLE (days max.)
In the event of glass breakage
0 (+2)
In the event of a breakdown
5 days
In the event of an accident
5 days (+10)
In the event of total loss
5 days (+30)
In the event of theft
30 days (+30)
In Security, optional extensions (+) are available if you subscribe to both packs
FIRE AND GLASS BREAKAGE PACK
FIRE
Option
GLASS BREAKAGE
Option
Repair or replacement of windshield, sunshades, sunroof, mirrors, headlights
Option
THEFT, FORCES OF NATURE AND COLLISION WITH STRAY ANIMAL PACK
THEFT
Option
Electronic key tampering or hacking
Option
Carjacking, Homejacking
Option
Replacement of wheels, tyres, hubcaps
Option
Replacement of keys and locks, repair of the anti-theft system
Option
FORCES OF NATURE
Option
COLLISION WITH A STRAY ANIMAL
Option
TOTAL LOSS
Total loss
Option
DAMAGE TO THE VEHICLE (CASCO)
Material damage in the event of an accident or vandalism
Option
Direct handling of the repair invoice
Option
No deductibles
Repair of the airbag and the damage caused directly by it
Contribution to the cost of engine repair in the event of incorrect fuelling
Tyre damage, even in the event of vandalism
Repairing damage caused by rodents
Car hire: reimbursement of excess (€ 2000)
Joker if no Casco claims over 3 years
Option
Bonus protection following a Casco claim
Repair plus
OPTIONAL COVERS
LALUX Taxi
3 taxi rides home if unable to drive
Option
PROTECTION FOR HYBRID OR ELECTRIC VEHICLES
Battery diagnosis, decontamination and recycling
Option
REPLACEMENT VALUE FOR THREE YEARS
Replacement value for three years
Option
PURCHASE VALUE OF USED VEHICLE
Purchase value of used vehicle
Option
DRIVER PROTECTION
Accident cover (Death, Disability, Medical expenses)
Option
Driver's Guarantee
Option
LUGGAGE AND PERSONAL EFFECTS
Luggage rack, child seat, roof box contents, smartphone, satnav/GPS and personal items
Option
COMPREHENSIVE AUTO LEGAL PROTECTION
Comprehensive Auto Legal Protection
Option
See detailsSee less
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Comfort
COVERS
CIVIL LIABILITY AUTO
DEFENCE AND RECOURSE
TOP ASSISTANCE
Remplacement vehicle
FIRE AND GLASS BREAKAGE PACK
THEFT, FORCES OF NATURE AND COLLISION WITH STRAY ANIMAL PACK
TOTAL LOSS
Damage to vehicle (CASCO)
Joker CASCO
No penalty (malus) in case of a CASCO claim
OPTIONAL COVERS
LALUX Taxi
Option
Specific protection for hybrid and electric vehicles
Option
Replacement value for three years
Option
Purchase value of used vehicle
Option
DRIVER PROTECTION
Option
LUGGAGE AND PERSONAL EFFECTS
Option
Comprehensive Auto Legal Protection
Option
COVERS
CIVIL LIABILITY AUTO
Civil Liability Auto
DEFENCE AND RECOURSE
Defence and recourse
TOP ASSISTANCE
Towing following breakdown, accident or theft (7 days a week, 24 hours a day)
Repatriation of the vehicle and/or occupants
REPLACEMENT VEHICLE (days max.)
In the event of glass breakage
2 days
In the event of a breakdown
5 days
In the event of an accident
15 days
In the event of total loss
35 days
In the event of theft
60 days
In Security, optional extensions (+) are available if you subscribe to both packs
FIRE AND GLASS BREAKAGE PACK
FIRE
GLASS BREAKAGE
Repair or replacement of windshield, sunshades, sunroof, mirrors, headlights
THEFT, FORCES OF NATURE AND COLLISION WITH STRAY ANIMAL PACK
THEFT
Electronic key tampering or hacking
Carjacking, Homejacking
Replacement of wheels, tyres, hubcaps
Replacement of keys and locks, repair of the anti-theft system
FORCES OF NATURE
COLLISION WITH A STRAY ANIMAL
TOTAL LOSS
Total loss
DAMAGE TO THE VEHICLE (CASCO)
Material damage in the event of an accident or vandalism
Direct handling of the repair invoice
No deductibles
Repair of the airbag and the damage caused directly by it
Contribution to the cost of engine repair in the event of incorrect fuelling
Tyre damage, even in the event of vandalism
Repairing damage caused by rodents
Car hire: reimbursement of excess (€ 2000)
Joker if no Casco claims over 3 years
Bonus protection following a Casco claim
Repair plus
OPTIONAL COVERS
LALUX Taxi
3 taxi rides home if unable to drive
Option
PROTECTION FOR HYBRID OR ELECTRIC VEHICLES
Battery diagnosis, decontamination and recycling
Option
REPLACEMENT VALUE FOR THREE YEARS
Replacement value for three years
Option
PURCHASE VALUE OF USED VEHICLE
Purchase value of used vehicle
Option
DRIVER PROTECTION
Accident cover (Death, Disability, Medical expenses)
Option
Driver's Guarantee
Option
LUGGAGE AND PERSONAL EFFECTS
Luggage rack, child seat, roof box contents, smartphone, satnav/GPS and personal items
Option
COMPREHENSIVE AUTO LEGAL PROTECTION
Comprehensive Auto Legal Protection
Option
See detailsSee less
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Performance
COVERS
CIVIL LIABILITY AUTO
DEFENCE AND RECOURSE
TOP ASSISTANCE
Remplacement vehicle
FIRE AND GLASS BREAKAGE PACK
THEFT, FORCES OF NATURE AND COLLISION WITH STRAY ANIMAL PACK
TOTAL LOSS
Damage to vehicle (CASCO)
Joker CASCO
No penalty (malus) in case of a CASCO claim
OPTIONAL COVERS
LALUX Taxi
Specific protection for hybrid and electric vehicles
Option
Replacement value for three years
Option
Purchase value of used vehicle
Option
DRIVER PROTECTION
Option
LUGGAGE AND PERSONAL EFFECTS
Option
Comprehensive Auto Legal Protection
Option
COVERS
CIVIL LIABILITY AUTO
Civil Liability Auto
DEFENCE AND RECOURSE
Defence and recourse
TOP ASSISTANCE
Towing following breakdown, accident or theft (7 days a week, 24 hours a day)
Repatriation of the vehicle and/or occupants
REPLACEMENT VEHICLE (days max.)
In the event of glass breakage
2 days
In the event of a breakdown
5 days
In the event of an accident
15 days
In the event of total loss
35 days
In the event of theft
60 days
In Security, optional extensions (+) are available if you subscribe to both packs
FIRE AND GLASS BREAKAGE PACK
FIRE
GLASS BREAKAGE
Repair or replacement of windshield, sunshades, sunroof, mirrors, headlights
THEFT, FORCES OF NATURE AND COLLISION WITH STRAY ANIMAL PACK
THEFT
Electronic key tampering or hacking
Carjacking, Homejacking
Replacement of wheels, tyres, hubcaps
Replacement of keys and locks, repair of the anti-theft system
FORCES OF NATURE
COLLISION WITH A STRAY ANIMAL
TOTAL LOSS
Total loss
DAMAGE TO THE VEHICLE (CASCO)
Material damage in the event of an accident or vandalism
Direct handling of the repair invoice
No deductibles
Repair of the airbag and the damage caused directly by it
Contribution to the cost of engine repair in the event of incorrect fuelling
Tyre damage, even in the event of vandalism
Repairing damage caused by rodents
Car hire: reimbursement of excess (€ 2000)
Joker if no Casco claims over 3 years
Bonus protection following a Casco claim
Repair plus
OPTIONAL COVERS
LALUX Taxi
3 taxi rides home if unable to drive
PROTECTION FOR HYBRID OR ELECTRIC VEHICLES
Battery diagnosis, decontamination and recycling
Option
REPLACEMENT VALUE FOR THREE YEARS
Replacement value for three years
Option
PURCHASE VALUE OF USED VEHICLE
Purchase value of used vehicle
Option
DRIVER PROTECTION
Accident cover (Death, Disability, Medical expenses)
Option
Driver's Guarantee
Option
LUGGAGE AND PERSONAL EFFECTS
Luggage rack, child seat, roof box contents, smartphone, satnav/GPS and personal items
Option
COMPREHENSIVE AUTO LEGAL PROTECTION
Comprehensive Auto Legal Protection
Option
See detailsSee less
Quote request
Security
Comfort
Performance

Formulas

easyPROTECT Auto insurance adapts to all your needs by offering you three cover options: Security, Comfort and Performance, with customisable options to meet your specific requirements.

A basic package at a competitive price

Security

A solid basic package at a competitive price

 

The Security formula covers your compulsory Auto Civil Liability. It includes defence and recourse cover, Top Assistance in the event of breakdown, accident or theft, and a replacement vehicle. It also allows you to choose only the cover that interests you. 

 

Complete and balanced coverage

Comfort

Complete and balanced coverage

 

With Comfort formula, you protect your car against fire, theft, glass breakage, forces of nature, collisions with animals and damage to the vehicle (casco/omium). 

What's more, you'll benefit from a Bonus-Malus Joker if you have no damage to your vehicle for three years.

 

The solution for the most demanding customers

Performance

The solution for the most demanding customers

 

If you prefer peace of mind and optimum cover against all types of damage, with no unexpected costs, opt for the Performance formula.  

In the event of a physical damage claim, your Bonus is protected: all damage to your vehicle is covered without any impact on your premium.

 

Options

And because your needs are unique, you can add specific options to personalise your insurance.
With easyPROTECT, you have the freedom to choose the cover that suits you, while enjoying maximum flexibility.