A water leak has caused considerable damage to the ceiling of my living room. Can I carry out the repairs myself?

You can carry out the repair work yourself. You must have the agreement of the insurer, who is concerned that the work is completed to a professional standard. That is why an expert or an inspector from the insurance company is usually assigned to visit the premises to get an idea of the size and scale of the damage and the work required. If you carry out the repair work yourself, the company compensates you for the supplies and materials used and also makes a payment to cover your labour.