No matter the size or sector of activity of your business, it's crucial you have optimum protection in place to deal with daily risks. Whether it's for problems linked to the delivery of works, faulty goods, the loss of a key person or major events such as a fire or flood, a single incident can threaten your success or even the continuity of your business.
Civil liability protection
Running a business can sometimes involve personal liability. The financial consequences of civil liability can be significant, especially if you are faced with the repercussions of misconduct in business relationships, unfair competition or breaches in respect of working conditions. To protect yourself against these risks, taking out Directors & Officers (D&O) civil liability cover is essential. This insurance offers protection against claims arising from management errors.
Some professions such as architects or engineers are legally bound to take out professional liability insurance. For other sectors, various operating liability guarantees are available. For example, construction professionals can choose the 10-year liability insurance to protect against damage to the building after completion of the works.
Preserving property and business
Protecting your assets, whether it’s buildings, goods or professional equipment, is essential to avoid financial consequences arising from damage. Multi-risk insurance such as easyPROTECT PRO offers comprehensive cover against the costs of recovery, repair or replacement following incidents such as equipment breakdown, attempted theft or fire damage.
Motivating and securing employees
The well-being of your employees is a fundamental pillar in the success of your business. Integrating Employee Benefits into your up-to-date HR policy is crucial to guarantee long-term employee security. An employer-funded supplementary pension scheme provides additional protection in the event of retirement, death or disability while offering significant tax benefits. Group Health Insurance also enhances cover for medical expenses and helps retaining talent.
The easyPENSION PRO secure digital platform makes it easier to manage and inform employees about supplementary pension schemes, offering greater transparency and efficiency.
Plus, company accident insurance is an excellent add-on to statutory workplace accident insurance. It offers enhanced cover in the event of disability or death as well as supplementary reimbursement of medical fees relating to accidents occurring in the workplace.
For self-employed directors, a supplementary pension solution similar to that for employees also provides considerable tax benefits.
Tailor-made support
With the wide range of insurance options available, LALUX is committed to providing you with individually tailored support from our expert agents. We provide high-quality, flexible solutions to suit your situation and business sector. Explore the full easyPROTECT PRO package and our extended range of Employee Benefits to guarantee the protection and growth of your company.