Although not compulsory in Luxembourg, Family Civil Liability insurance is an essential part of financial protection for you and your family. This cover is crucial in the event of bodily injury or material damage you accidentally cause to others, members of your family, your pets or even your property.

In our daily routine, small accidents can happen at any time. A typical example is your son inadvertently breaking the rear-view mirror of a car parked in the street while playing basketball outside. But incidents don’t stop there. It’s also possible that while doing some gardening work, you may damage the neighbour’s fence, or that your daughter accidentally knocks over a precious vase at your friends’ house during a New Year’s Eve dinner.

Although these incidents may seem minor, the resulting repairs or replacement costs can be considerable. This underlines the importance of being properly insured to prevent any unwanted financial impact.

Your pets, whether feathered or furry, are an integral part of your family. You love them dearly, but as the person responsible for their well-being, you must also take responsibility for any damage they may cause.

Whether it’s your Great Dane at the height of puberty who unintentionally bites a female beagle while playing, or your Siamese cat distracted by a bird and who knocks over the neighbour’s flower pots, all these may involve repair, medical or other compensation costs. With family civil liability insurance, you can avoid these financial inconveniences or the social tensions that arise from such mishaps.

Family Civil Liability insurance can be included in your easyPROTECT Home contract and automatically covers all members of the household, guaranteeing comprehensive protection in the event of unforeseen incidents.

LALUX agents are on hand to assist and guide you should you have any questions or requirements. They provide you with personalised support and valuable advice for total peace of mind.