Who compensates the victim of a traffic accident if the driver responsible cannot be required to pay?

When an accident in the Grand Duchy of Luxembourg has been caused by an unidentified car or when there is no civil liability cover, the victim and his/her dependents can apply the rights of reparation for damages resulting from personal injury to the Mutual Fund. The Fonds Commun de garantie automobile (FCGA – Mutual Fund for automobile insurance) was created by the law of 16 December 1963. It compulsorily brings together all companies authorised to operate in the Grand Duchy of Luxembourg providing insurance against accidents caused to third parties by motor vehicles.